Logic Financial Consultants are fully regulated, independent financial advisers covering the Costa Blanca, Murcia and Lanzarote.
Our website has been specifically designed to reflect the way we operate and hopefully gives you an opportunity to get to know us and the value we put on individuality.
Every client has different concerns and financial goals, and so we tailor our advice accordingly.
Whilst QROPS may well be suitable for the vast majority either living or planning to retire abroad, they are not for everyone.Learn More
Introduced in 2011, QNUPS offer some significant advantages over QROPS, however they are more expensive to run and administer.Learn More
Whether you are looking to invest over the short, medium, or long term with a lump sum or regular savings we can find the right product for you.Learn More
A few of our most frequently asked questions
We can carry out an audit, free of charge, to find out exactly which funds your pension is invested in. We can then recommend any changes, if appropriate. It is important to review your pension on a regular basis to make sure the funds continue to meet your needs.
Probably not in its entirety. It is always important to ensure you have funds available for those unexpected emergencies. However, leaving significant funds within a Spanish bank could result in unnecessary taxes on your demise. By using a compliant product here in Spain, there would be no liability to tax on your demise, and you can still diversify your investments.
Being fully independent, we have access to over 10,000 different investments. These vary greatly and by sitting down with clients to understand their objectives, we can provide suitable recommendations for each individual. There are products that allow investments in stock markets, and more cautious products that can provide capital guarantees or guaranteed levels of income. Additionally, your income could also increase by just using a more favourable tax vehicle.
“ My wife and I have known and been advised by Ian for the past several years. Apart from a professional and attentive service his advice has always been founded on solid market information backed with easily understood details given during regular investor meetings. A feature of his service has been dependability, you get what is promised and given the vagaries of recent markets, dependability and solid performance is refreshing. We have pleasure in recommending Ian and LOGIC to any current or prospective investor. ”Regards - M.B.E & A.E
“ Having spent nearly 20 years in the Financial Industry as a Planner/Advisor now thankfully retired. It is great to have found somebody I can trust implicitly. There is a saying in the industry that you don't buy the product but the person. Ian has been fantastic over the 2 1/2 years we have known him. He has tailored our investments to our exact needs with no pressure, which is refreshing. ”M.W. & R.W
“ We have dealt with Ian as our financial advisor for several years now, and right from the start, Ian managed to match our requirements to financial products that gave us both income and growth - whilst at the same time-reducing our tax liability to next to nothing. Ian is pleasant to deal with, he's straightforward, and follows up things that need doing. We have no reservations in recommending Ian to potential new clients, and indeed we have recommended Ian to several of our friends. ”C.H & G.H